ROI & TCO Selling

Published by Halifax Consulting – 26 January 2026

From Confidence to Proof: Mastering the CFO-Driven B2B Sales Environment

Over my years building business and marketing strategies across APAC, from Singapore to Indonesia, China and Thailand, I have seen the B2B landscape evolve in many ways. But no shift has been as dramatic or as lasting as the one triggered by COVID-19. Before the pandemic, the commercial world moved in a familiar rhythm. Buying cycles were steady, long-term supplier relationships carried strong influence, and established brands enjoyed a natural head-start. Most decisions were made on operational need rather than deep financial scrutiny. [1]

COVID changed all that. Practically overnight, companies across the region tightened budgets, questioned every expense, and re-evaluated what “value” really meant. Even when economies reopened, buying behaviour did not return to the old normal. It became more analytical, more price-sensitive, and far more financially disciplined. [2][3] As one procurement head told me during a conversation last year, “Last time we buy based on confidence. Now, everything must be backed by proof.”

That mindset is now common across APAC and mirrors the broader forces reshaping B2B buying: tighter budgets, multi-stakeholder approval, digital transparency, rising price pressure, and CFO-driven decision making. These trends echo what Gartner’s 2025 findings highlight. [4][2]

This article draws on those real-world observations and explains how customer and vendor dynamics have changed, and what commercial teams must now do to succeed.

Customers Have Shifted From Loyalty to Logic

Across APAC, one of the most visible shifts is the growing willingness of customers to switch suppliers. Before COVID, brand familiarity and trust acted as a strong barrier. Today, that barrier has weakened considerably. An 18–32% rise in price-driven switching is now evident globally (Bain B2B Buyer Survey 2024), and the same sentiment shows up in markets across Southeast Asia. [2]

In conversations with customers, “value for money” often outranks “brand trust,” a trend consistent with McKinsey’s 2024 B2B research. [1] Even a relatively small price difference, around 10–20%, is enough to prompt a change. [2] A regional distributor summed it up plainly: “If there’s a 15% difference today, it’s a switch, not a negotiation.”

Another major shift is the increasing role of CFOs. In my earlier years selling across APAC, Finance usually entered the picture only for major investments. Today, CFOs participate in 60–70% of B2B decisions above the mid-ticket range (Gartner 2025; EY CFO Survey 2024). [4][2] They assess proposals through the lens of total cost of ownership, payback periods, cashflow impact, margins, and risk exposure. The central question they ask is simple: “How does this improve our financial position?”

Customers are also expecting proof instead of promises. Strong relationships matter, but they no longer close deals on their own. About 85% of B2B buyers want vendors to quantify outcomes (Gartner Sales Enablement Survey 2023). [4][2] Larger buying committees, now averaging 8.2 stakeholders, require clearer internal justification, making ROI and TCO analysis essential even for mid-sized deals. [4] What used to be a trust-first environment is now a data-first one. Confidence today comes from numbers, not reputation. [3]

Vendors Have Changed Too, But Not Fast Enough

On the vendor side, many organisations still rely heavily on traditional sales approaches: relationship-led conversations, product-feature walkthroughs, or brand-centric storytelling. But these approaches no longer resonate the way they used to. Buyers are more informed, more demanding, and considerably more price-aware. Sales cycles have lengthened by 10–30% (McKinsey B2B Pulse 2024), and customers now complete 67% of their research independently (Forrester Buyer Insight 2025). [1][2][4]

One challenge I see repeatedly in the region is a lack of financial literacy within sales teams. Many sellers understand their products very well, but struggle to articulate the financial impact behind them. Some are not confident modelling ROI; others don’t fully understand TCO or how to connect their solution to a customer’s P&L. Financial storytelling is often missing from proposals, creating friction with CFOs and slowing down the deal. [1]

Digital transparency has also reshaped the power dynamic. Before COVID, sellers controlled most of the information. Today, 80% of B2B sales interactions are digital (Gartner 2025). [3][2] Customers can compare pricing, read reviews, benchmark features, and evaluate alternatives almost instantly. With digital-native competitors adding pressure, switching costs have never been lower. Information alone is no longer enough. Only genuine insight differentiates.

The New Buyer–Vendor Dynamic

The contrast between pre- and post-COVID dynamics is stark. Where decisions were once relationship-driven, they are now data-driven. Where brand loyalty once offered protection, price sensitivity now dominates. CFOs are involved early, not late. Customers complete most of their journey independently. Transparency has replaced information asymmetry. Value is assessed through ROI instead of features. And switching, which once carried risk, is now easy and often encouraged by digital platforms. [2][4][5]

Power has shifted decisively toward the customer and this shift is here to stay.

How Sales Teams Must Adapt

To remain relevant in this new environment, sales teams must evolve quickly. They need to:

They must speak the CFO language. Understanding TCO, ROI modelling, payback timelines, cashflow effects, and margin implications is no longer optional. Sellers who can quantify business impact earn credibility in the eyes of CFOs and senior stakeholders. [2]

Next, organisations must embrace value engineering. Instead of presenting features, sellers need to translate those features into measurable improvements, such as productivity gains, efficiency, cost avoidance, revenue enablement, or risk reduction. Customers increasingly want clear answers to what financial benefit a solution will bring them. [1]

Sales teams also need to navigate larger buying committees with confidence. With more stakeholders involved, each with unique concerns, sellers must be able to address financial, operational, technical, and strategic priorities alike. [4]

Margin defence must also evolve. Discounting may win deals, but it erodes long-term value. Sustainable differentiation now comes from insights, in particular market intelligence, advisory strength, strategic guidance, and risk awareness. These are what create lasting stickiness. [1][2]

Finally, post-sale value realisation has become critical. Customers want ongoing confirmation of value delivered through scorecards, ROI validations, quarterly business reviews, and continuous optimisation. Providing this strengthens internal justification for staying and helps secure renewals. [1][2]

Conclusion: The Rise of the Financially Intelligent, Insight-Driven Seller

The B2B environment has changed more in the last few years than in the previous decade. Vendors who rely solely on product strength or historical relationships will struggle to keep up. The organisations that will succeed are those whose sellers offer financial clarity, strategic confidence, and measurable business impact. [4][2]

The most successful sellers today are not just storytellers. They are advisors who help customers make smarter, financially justified decisions — in a world that increasingly values proof over assumptions. [3][2][1][4]

This is the future of commercial excellence in APAC, and the opportunity for every sales organisation ready to adapt.

written by Jerome Teng

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